State Guide

Medicare Supplement in Florida

Everything you need to know about Medicare Supplement insurance in Florida, including local regulations, popular carriers, and state-specific enrollment options.

Quick Facts for Florida

Average Plan G

$160

per month

Average Plan N

$130

per month

Popular Carriers

5

major options

Competitive market with good affordability

Florida Medicare Supplement Regulations

Large retiree population with extensive Medicare infrastructure

Highly competitive market with good carrier availability

Strong provider networks throughout the state

No additional state protections beyond federal requirements

Enrollment Periods in Florida

Open Enrollment

Standard Medicare Open Enrollment Period applies

Guaranteed Issue

Florida follows federal guidelines for guaranteed issue rights

Birthday Rule

No birthday rule - standard federal protections apply

Popular Carriers in Florida

1

AARP/UnitedHealthcare

NAIC: 79413

40%

market share

2

Humana

NAIC: 69671

25%

market share

3

Cigna

NAIC: 67369

15%

market share

4

Mutual of Omaha

NAIC: 71412

12%

market share

5

Aflac

NAIC: 60380

5%

market share

Florida Office of Insurance Regulation

(850) 413-3140

200 East Gaines Street, Tallahassee, FL 32399

Related Resources

Plan Comparison

Compare Plan G vs Plan N benefits and costs

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Medicare Glossary

Understand Medicare terms and definitions

View Glossary →

Carrier Guides

Detailed analysis of top insurance carriers

Compare Carriers →