Medicare Supplement Carrier Comparison
Compare top Medicare Supplement insurance carriers based on financial strength, customer service, plan availability, and pricing to find the best fit for your needs.
What to Compare When Choosing a Carrier
Financial Strength
A.M. Best, Moody's, and S&P ratings indicate the carrier's ability to pay claims
Customer Service
Service quality, complaint ratios, and customer satisfaction scores
Plan Availability
Which Medicare Supplement plans are offered and in which states
Pricing Competitiveness
Premium costs, rating methods, and value for coverage provided
Claims Processing
Speed and efficiency of claim approvals and payments
Digital Tools
Online portals, mobile apps, and digital account management features
Top Medicare Supplement Carriers
AARP/UnitedHealthcare
35% market share
Key Strengths:
Comprehensive coverage with trusted brand recognition
Humana
22% market share
Key Strengths:
Value-focused consumers seeking competitive rates
Cigna Healthcare
15% market share
Key Strengths:
Those wanting comprehensive health management tools
Mutual of Omaha
12% market share
Key Strengths:
Customers valuing personal service and premium stability
Aflac
8% market share
Key Strengths:
Straightforward coverage with simplified processes
Quick Comparison Overview
| Carrier | Market Share | A.M. Best Rating | Customer Score | States Available | Best For |
|---|---|---|---|---|---|
| AARP/UnitedHealthcare | 35% | A+ | 4.2/5 | 50 | Comprehensive coverage with trusted brand recognition |
| Humana | 22% | A+ | 4.0/5 | 48 | Value-focused consumers seeking competitive rates |
| Cigna Healthcare | 15% | A | 3.9/5 | 45 | Those wanting comprehensive health management tools |
| Mutual of Omaha | 12% | A+ | 4.1/5 | 49 | Customers valuing personal service and premium stability |
| Aflac | 8% | A+ | 3.8/5 | 47 | Straightforward coverage with simplified processes |
Important Considerations When Choosing a Carrier
Financial Stability: Choose carriers with strong A.M. Best ratings (A or better) to ensure they can pay claims long-term
Premium Stability: Look at the carrier's history of rate increases and their approach to pricing
State Availability: Ensure the carrier offers plans in your state and has a good local presence
Customer Service: Consider complaint ratios and customer satisfaction scores for ongoing support
Plan Options: Verify the carrier offers the specific Medicare Supplement plan you want (G, N, etc.)
Related Resources
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