Expert Medicare Supplement Insights
Data-driven analysis, carrier comparisons, and strategic guidance to help you make informed Medicare Supplement decisions
Featured Articles
Medicare Supplement for High-Income Earners: IRMAA Planning Guide
Strategic Medicare planning for affluent retirees - minimize IRMAA surcharges while maximizing healthcare coverage. Includes 2025 income thresholds and advanced tax strategies.
Complete Guide to Medicare Supplement Trial Rights
Master the little-known rights that let you switch Medicare Supplement plans without medical underwriting. Federal and state-specific guaranteed issue periods explained.
Medicare Supplement Rate Increases: 20-Year Analysis
Comprehensive analysis of Medicare Supplement premium increases from 2004-2024, carrier-by-carrier trends, and strategies to minimize rate shock.
All Articles by Category
Plan Comparisons & Analysis
Plan G vs Plan N Cost Analysis Using Official CMS Data
Data-driven comparison using official CMS and MedPAC statistics showing 0.3% frequency of excess charges and real-world cost implications.
Medicare Supplement vs Medicare Advantage: 10 Decision Factors
Comprehensive decision matrix covering doctor choice, costs, health status, travel, and 6 other critical factors for choosing the right Medicare coverage.
Enrollment Periods & Rights
Medicare Supplement vs Annual Open Enrollment: Key Differences
Clear explanation of the differences between Medicare Supplement Open Enrollment and Annual Open Enrollment Period to eliminate common confusion.
When Medicare Supplement Companies Can Deny Coverage
Complete guide to guaranteed issue rights, medical underwriting periods, and the specific situations when insurers cannot deny your application.
Carrier Analysis & Underwriting
Pre-existing Conditions: Carrier-by-Carrier Underwriting Guide
Comprehensive guide to how each major Medicare Supplement carrier handles pre-existing conditions, with approval likelihood tables and strategic application tips.
Medicare Supplement Rates by State: Geographic Analysis
Why Medicare Supplement rates vary dramatically by state, regulatory differences, and how the canonical region system eliminates duplicate content issues.
Special Topics & Data Analysis
Truth About Medicare Part B Excess Charges: Official CMS Data
Using official CMS and MedPAC data to reveal the true frequency and cost of excess charges, debunking common myths with precise government statistics.
Ready to Find Your Perfect Plan?
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